America - Florida Discussion Forum

Discussions regarding holidays in Florida.
Reply
Darko13 wrote:
Hi all,

Apologies about the vagueness but as I understand it my very good friend who has a holiday home in Florida has ' normal ' home insurance but not ' flood '. They have now had a burst pipe. Is this covered ? Is flood in Florida a burst riverbank, ocean or literally water damage ? I have heard many conflicting views particularly a ' special ' insurance for water not covered by home contents. American law / Insurance confusing us.

Please help

Thanks in advance


I live in the USA.
Household insurance should cover a sudden leak from a damaged pipe. It will not cover flood damage, from an outside source- that requires a separate specific flood policy. Most commercial insurance companies will not sell flood insurance (or charge $$$ for those in flood prone areas) but it can be purchased through the government. See Floodsmart.gov
Of course the best answer is tell them to call their Insurance company... :tup
Reply
Holiday Truths Forum

Post a Reply

Please sign in or register an account to reply to this post.

Sign in / Register

Holiday Truths Forum Ship image

Get the best deals!

from our cruise, ski and holiday partners

You can change your email preferences at any time.

Yes, I want to save money by receiving personalised travel emails with awesome deals from Holiday Truths group companies which are hotholidays.co.uk,getrcuising.co.uk and getskiing.co.uk. By subscribing I agree to the Privacy Policy

No, thank you.