It offers the best exchange rate available and there are no charges for withdrawals.

Use your card in the ATM's in bulgaria, you'll be able to withdraw 400 leva per day.

Last year hotels were 2.75 to the £ banks 2.8 and we got 2.88 with our Flex.

Patka

The Nationwide Flexaccount card does not impose any charges for using it abroad, unlike banks who charge anyting from 2.75%. It also does not "load" that rate and gives you the Interbank rate on withdrawals.

I came across an article recently (can't find it now) which compared the N/W card to all others and the difference was around £6-7 on withdrawing £100 of currency.

luci

Simple answer - I withdrew 400 Leva in Varna yesterday from a Raiffeisen Bank ATM, using my Flex A/C Debit Card, and received a rate of 2.903178980. Raiffeisen's cash rate yesterday was 2.883.

My transaction cost me £137.78, if I had changed cash with the same bank, it would have cost me £138.744. If I had used another bank's Debit Card, the charges would have increased the cost by several more percent.

@ Luci - I think that this article is probably the one for which you were looking?

Baldur