Due to go out in 4 weeks with freedom direct and this is terrible news

Now I have booked wqith them and they have booked flights with Goldtrail for me and accomadation through another company. On the ATOL website it states that,

Freedom Direct Holidays was also a travel agent selling flights, accommodation and packages on behalf of airlines, tour operators and accommodation suppliers. These arrangements are not covered by Freedom Direct's ATOL

I assume that reading this I may not be covered under ATOL, so do I have any chance of getting my money back. What is ABTA

I paid by credit card woud this cover any chance of getting the money back

Stewart